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256-bit encrypted · Aligned with BBPS Framework

Recharge and utility bill payments,
verified and settled securely.

A single, authenticated portal for bank transfers, utility bills, and recharges — built with citizen-grade security and same-day settlement.

99.9% uptime SLA 24×7 fraud monitoring BBPS aligned
Shopkeeper using his phone behind his shop counter

Built for every shopkeeper and retailer

From daily recharges to bank transfers, one counter handles every customer request.

Process

How a transaction is verified and settled

1

Authenticate

Log in with your registered mobile number and password, then confirm your identity with a one-time password.

2

Enter and review

Choose the service, enter the beneficiary or biller details, and review the exact amount and applicable charges before confirming.

3

Confirm and settle

Approve with your transaction PIN. Funds move through the bank's own settlement rails, and a receipt is issued instantly.

Secure SSL Encrypted
Aligned with BBPS framework
AI enabled fraud detection
24×7 Service

Core services

Everything you need in one authenticated account

Every transaction listed below is logged, reconciled, and available for download from your statement at any time.

Bank transfer

Bank-to-bank transfer with IMPS and NEFT settlement, reflected in the beneficiary account within minutes.

IMPS NEFT
Send money →

Water bill payment

Pay municipal and private water board bills instantly.

Pay a bill →

DTH recharge

Instant recharge for all leading DTH operators, with plan details fetched automatically from your subscriber ID.

Tata Play Dish TV Airtel
Recharge now →

FASTag recharge

Top up your FASTag wallet across all issuing banks.

Top up →

Mobile recharge

Prepaid recharge and postpaid bill payment for every telecom operator, with plan browsing built in.

Recharge now →

Electricity bill

Pay your electricity board bill directly, with support for over 60 state and private distribution companies.

60+ boards
Pay a bill →

Education fee

Pay school, college, and coaching institute fees, with an instant receipt suitable for reimbursement or tax records.

Pay fee →

Cable TV

Recharge local and multi-system cable operator connections.

Recharge now →

Insurance payment

Pay life, health, and motor insurance premiums before they lapse, with reminders for upcoming due dates across all your policies.

Life Health Motor
Pay premium →

Prepaid meter bill

Top up prepaid electricity meters instantly and check remaining balance before you run out.

Top up →

Landline bill

Pay your landline telephone bill across all major service providers.

Pay a bill →

Broadband bill

Pay your home broadband and internet service provider bill, with plan and due-date details fetched automatically.

Pay a bill →

Security and compliance

Built to the standards a payment system requires

End-to-end encryption

256-bit encryption on every request, both in transit and at rest.

Two-factor authentication

Every login and every fund movement requires a second factor of verification.

24×7 fraud monitoring

Automated systems flag unusual activity and can freeze a transaction before it settles.

Full audit trail

Every transaction is logged and reconciled, and stays downloadable from your statement.

Connected with your bank of choice

State Bank Partner Union Nationalised Bank Regional Grameen Bank Cooperative Bank Network Post Office Savings

Citizen feedback

Verified experiences from registered users

★★★★★
“My electricity bill was paid and confirmed within a minute, and the receipt matched what the board showed on their own site.”
Ramesh Kulkarni Verified
★★★★★
“I transferred funds to my son's account on a Sunday evening and it reflected in under two minutes, with an SMS and email confirmation.”
Sunita Verma Verified
★★★★☆
“Renewing my FASTag used to mean a trip to the toll office. Now it's a two-minute recharge with an instant SMS from the bank.”
Arvind Shetty Verified

Help center

Frequently asked questions

All data in transit and at rest is protected with 256-bit encryption. Every session requires two-factor authentication, and every fund transfer requires a one-time password sent to your registered mobile number before it settles.

Verified accounts can transfer up to ₹1,00,000 per day across bank transfers and bill payments combined. Limits reset at midnight IST and can be reviewed or adjusted from your account settings after additional KYC verification.

Failed transactions are automatically reversed to your source account within 5 to 7 business days. You can track the reversal status in real time from the transaction history page, and raise a grievance ticket if it is not resolved within that window.

Open the transaction from your statement and select "Raise a dispute." Disputes are reviewed within 48 hours, and you will receive updates by SMS and email at every stage until resolution.

Balaji Services operates as an authorised distributor. Bank transfers settle over the banks' own IMPS and NEFT rails, and utility bills are routed through the BBPS biller network — so every payment is carried by a licensed partner, and confirmed back to you with a receipt.

2.4 crore+

transactions processed

38 lakh+

registered users

99.9%

platform uptime

120+

partner banks and billers

Carry your payment portal in your pocket

The mobile app supports the same security checks as this portal, including biometric login and OTP-based confirmation for every transaction.